Rates
Rates are subject to change
Effective as of 07/01/2007
| Loan Rates | |
| Mortgages: | Call For Latest Rates |
| Personal Loans: | As Low As 9.5 % APR |
| Recreational Vehicle Loans: | As Low As 7.90% APR |
| New Auto Loans | |
| Rate: | Term: |
| As Low As 5.75% APR | For 24 Months |
| As Low As 6.00% APR | For 36 Months |
| As Low As 6.25% APR | For 48 Months |
| As Low As 6.50% APR | For 60 Months |
| Used Auto Loans | |
| Rate: | Term: |
| As Low As 6.75% APR | For 24 Months |
| As Low As 7.75% APR | For 36 Months |
| As Low As 8.25% APR | For 48 Months |
| As Low As 9.25% APR | For 60 Months |
| Home Improvement Loan | |
| As Low As 8.75% APR | Up To 84 Months |
Rates are subject to change
Effective as of 08/01/2008
| Savings Rates | |
| Regular Shares: | 0.50% APY |
| Premium Savings*: | 0.50% APY |
| *Premium Savings Are Compounded Monthly | |
| Christmas Club | 0.35% APY |
| Youth Savings: | 0.35% APY |
| APY = Annual Percentage Yield | |
| Certificate Rates | |
| Rate | Term |
| 2.15% | 6 Month |
| 2.60% | 12 Months |
| 2.75% | 24 Months |
| 2.80% | 36 Months |
| **subject to penalty for early withdrawl** | |
| IRAs: | 2.52% APY |
| APY = Annual Percentage Yield | |
Fee Schedule
Fees are subject to change
Effective as of 11/01/2008
| RETURNED CHECKS | . . . . . . . . . . . . . | $20.00 |
| RETURNED DEPOSIT ITEM | . . . . . . . . . . . . . | $25.00 |
| LETTER OF PROTEST | . . . . . . . . . . . . . | $10.00 |
| MANUALLY CLEARED DRAFTS | . . . . . . . . . . . . . | $20.00 |
| STOP PAYMENTS | . . . . . . . . . . . . . | $5.00 |
| WIRE TRANSFERS DOMESTIC | . . . . . . . . . . . . . | $20.00 |
| WIRE TRANSFERS INTERNATIONAL | . . . . . . . . . . . . . | $60.00 |
| TRAVELERS CHECKS | . . . . . . . . . . . . . | $1.00 per hundred |
| GIFT CHECKS | . . . . . . . . . . . . . | $3.95 |
| MONEY ORDERS | . . . . . . . . . . . . . | $1.50 |
| ACCT CLOSED WITHIN 6 MONTHS OF OPENING | . . . . . . . . . . . . . | $10.00 |
| REOPENING ACCT WITHIN 3 MONTHS OF CLOSING | . . . . . . . . . . . . . | $5.00 |
| RETURNED STATEMENTS FOR INCORRECT ADDRESS | . . . . . . . . . . . . . | $2.00 |
| UNSATISFACTORY ACCT CLOSED BY CREDIT UNION | . . . . . . . . . . . . . | $10.00 |
| RETURNED LOAN PAYMENT CHECK(PLUS BANK NSF FEE OF $25.00) | . . . . . . . . . . . . . | $25.00 |
| CASHIERS CHECKS | . . . . . . . . . . . . . | $4.50 |
| COPIES OF STATEMENTS(2 MOS PRIOR) | . . . . . . . . . . . . . | $1.50 |
| COPIES OF CANCELLED CHECKS | . . . . . . . . . . . . . | $3.00 |
| (9 MOS OR OLDER) | . . . . . . . . . . . . . | $5.00 |